Commercial and Investment Banking 商业与投资银行 知到智慧树答案2024 z9398

第一章 单元测试

1、
Which of the following best defines a customer of a bank?

A:

Someone who has a relationship with a bank

B:

Any organisation that has a bank account

C:

Any individual or organisation which has used a bank account

D:

Any individual or organisation which regularly uses a bank account

答案:

Any individual or organisation which has used a bank account

2、
There is no legal definition of a bank. Which of the following best describes a bank?

A:

Any organisation which acts as a financial intermediary

B:

Any organisation which takes deposits

C:

Any organisation which lends money

D:

Any organisation which has bank in its title

答案:

Any organisation which acts as a financial intermediary

3、
Bank of America develops licensing agreements with other banks enabling them to issue BankAmericards, becoming the first”scheme”in 1965. True or false? 

A:对
B:错
答案: 对

4、
At any time in economy, there are people who have more cash than what they actually need and are able to lend. They are called:

A:

Deficit agents

B:

Surplus agents

C:

Bank agents

D:

Brokers

答案:

Surplus agents

5、
The participants in a financial system can be individuals, companies, financial institutions and governments. True or false?

A:对
B:错
答案: 对

6、
Which of the below transformation is not done by banks?

A:

Size

B:

Maturity

C:

Risk

D:

Security

答案:

Security

第二章 单元测试

1、
There are two income streams of a bank. They are interest and fees. True or false?

A:对
B:错
答案: 对

2、
Capital of a bank is stated on its income statement. True or false?

A:对
B:错
答案: 错

3、
Mortgage or car loans are considered as insecure lending. True or false? 

A:对
B:错
答案: 错

4、
Savings Banks are either mutually owned or stockholder owned entities. True or false? 

A:对
B:错
答案: 对

5、
Which of the below is usually based on membership of people or customers with some similar interest, such as nurses, or teachers or even unions.

A:

Building Societies

B:

Pension Funds

C:

Credit Unions

D:

Savings Banks

答案:

Credit Unions

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